{"id":69,"date":"2018-03-23T14:53:40","date_gmt":"2018-03-23T14:53:40","guid":{"rendered":"https:\/\/essencial-portugal.com\/fr\/?page_id=69"},"modified":"2026-03-16T12:30:57","modified_gmt":"2026-03-16T12:30:57","slug":"cuenta-abierta-portugal","status":"publish","type":"page","link":"https:\/\/essencial-portugal.com\/es\/instalacion-lisboa-portugal\/cuenta-abierta-portugal\/","title":{"rendered":"Abrir una cuenta bancaria en Portugal"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-47 size-full\" src=\"https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/ouvrir-un-compte-en-banque-portugal.png\" alt=\"Abrir una cuenta bancaria en Portugal: documentos necesarios y principales bancos portugueses\" width=\"306\" height=\"305\" srcset=\"https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/ouvrir-un-compte-en-banque-portugal.png 306w, https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/ouvrir-un-compte-en-banque-portugal-150x150.png 150w, https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/ouvrir-un-compte-en-banque-portugal-300x300.png 300w\" sizes=\"(max-width: 306px) 100vw, 306px\" \/><\/p>\n<p>Abrir una cuenta bancaria en Portugal es accesible para todos: trabajadores, jubilados, estudiantes o residentes. Sin embargo, como en cualquier tr\u00e1mite administrativo en Portugal, es preferible entender el idioma o ir acompa\u00f1ado de alguien de confianza para las citas, las firmas y la comparaci\u00f3n entre las diferentes opciones disponibles.<\/p>\n<blockquote><p>Si desea ser acompa\u00f1ado durante su expatriaci\u00f3n a Portugal, rellene el formulario a continuaci\u00f3n. Le pondr\u00e9 en contacto con profesionales angl\u00f3fonos establecidos en Portugal: expatriaci\u00f3n global, b\u00fasqueda de inmuebles, matriculaci\u00f3n de veh\u00edculos, creaci\u00f3n de empresas, contabilidad&#8230;<\/p><\/blockquote>\n<p style=\"text-align: center;\"><a class=\"Cbutton\" href=\"#formulaire\" rel=\"noopener noreferrer\">FORMULARIO<\/a><\/p>\n<h2>Bancos en Portugal<\/h2>\n<p>Puede elegir entre bancos f\u00edsicos o digitales. Los bancos digitales suelen ofrecer mayor rapidez, simplicidad y comisiones m\u00e1s bajas. Incluso si se traslada a Portugal, puede mantener su cuenta en el extranjero para determinadas operaciones.<\/p>\n<p>Algunos de los bancos m\u00e1s conocidos en Portugal:<\/p>\n<ul>\n<li>Millennium BCP<\/li>\n<li>BPI<\/li>\n<li>Santander<\/li>\n<li>Novo Banco<\/li>\n<li>Cr\u00e9dito Agr\u00edcola<\/li>\n<li>BNP Paribas<\/li>\n<li>Montepio<\/li>\n<\/ul>\n<p>Muchos de ellos ofrecen servicios adicionales como cr\u00e9ditos al consumo, pr\u00e9stamos para coches y seguros de hogar, coche o m\u00f3vil. Agrupar varios servicios bajo una misma compa\u00f1\u00eda puede simplificar la gesti\u00f3n.<\/p>\n<p>El banco CTT destaca por su amplia presencia local (m\u00e1s de 55 tiendas en 18 distritos), amplios horarios, aplicaci\u00f3n m\u00f3vil f\u00e1cil de usar, tarjeta de d\u00e9bito sin comisiones entregada en el momento de la apertura y sin costes de mantenimiento de cuenta. La apertura requiere un dep\u00f3sito inicial de 100 \u20ac.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-18\" src=\"https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/compte-en-banque-CTT-portugal.jpg\" alt=\"Banco CTT Portugal: cuenta bancaria sin comisiones con tarjeta de d\u00e9bito inmediata\" width=\"678\" height=\"509\" srcset=\"https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/compte-en-banque-CTT-portugal.jpg 1024w, https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/compte-en-banque-CTT-portugal-300x225.jpg 300w, https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/compte-en-banque-CTT-portugal-768x576.jpg 768w\" sizes=\"(max-width: 678px) 100vw, 678px\" \/><\/p>\n<h2>C\u00f3mo abrir su cuenta bancaria en Portugal<\/h2>\n<p>Su cuenta puede abrirse a nombre de un particular, una empresa o de forma conjunta. Si va a abrir una cuenta conjunta, h\u00e1galo desde el principio para evitar tener que volver a firmar todos los documentos despu\u00e9s. Es habitual esperar 40 minutos para ser atendido en ventanilla.<\/p>\n<p>Documentos necesarios:<\/p>\n<ul>\n<li>Documento de identidad o pasaporte<\/li>\n<li>Justificante de domicilio (<a href=\"https:\/\/essencial-portugal.com\/es\/instalacion-lisboa-portugal\/contrato-electricidad-agua-gaz-portugal\/\" target=\"_blank\" rel=\"noopener noreferrer\">factura de agua, luz, gas o tel\u00e9fono<\/a>)<\/li>\n<li><a href=\"https:\/\/essencial-portugal.com\/es\/instalacion-lisboa-portugal\/numero-identificacion-fiscal-portugal\/\" target=\"_blank\" rel=\"noopener noreferrer\">NIF<\/a> (n\u00famero de identificaci\u00f3n fiscal portugu\u00e9s)<\/li>\n<li>Prueba de situaci\u00f3n laboral: contrato de trabajo, extracto de empresa, certificado de estudiante o de desempleo<\/li>\n<\/ul>\n<p>Tras abrir la cuenta, recibir\u00e1 una tarjeta bancaria: de pago (cr\u00e9dito) o de retirada de fondos (d\u00e9bito). Consulte con su asesor bancario las condiciones para uso en el extranjero o para compras por internet.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-39 size-large\" src=\"https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/multibanco-portugal-1024x797.jpg\" alt=\"Multibanco Portugal: cajeros autom\u00e1ticos para pagar facturas, transferencias y servicios\" width=\"600\" height=\"467\" srcset=\"https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/multibanco-portugal.jpg 1024w, https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/multibanco-portugal-300x233.jpg 300w, https:\/\/essencial-portugal.com\/es\/wp-content\/uploads\/2018\/03\/multibanco-portugal-768x598.jpg 768w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p id=\"formulaire\">Los cajeros autom\u00e1ticos en Portugal (Multibanco) permiten hacer mucho m\u00e1s que retirar efectivo: pagar facturas de tel\u00e9fono, agua, electricidad, realizar transferencias bancarias y pagar diversos servicios. Son una buena alternativa a la domiciliaci\u00f3n bancaria para quienes prefieren controlar manualmente los cargos.<\/p>\n<h2>Asistencia en ingl\u00e9s para expatriados en Portugal<\/h2>\n<p style=\"text-align: center;\"><div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-5170\"><form id=\"wpforms-form-5170\" class=\"wpforms-validate wpforms-form\" data-formid=\"5170\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/es\/wp-json\/wp\/v2\/pages\/69\" data-token=\"7af875ed67610c28538dc1cb38816ecd\" data-token-time=\"1776969974\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-5170-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label\" for=\"wpforms-5170-field_0\">Name <span class=\"wpforms-required-label\">*<\/span><\/label><div class=\"wpforms-field-row wpforms-field-medium\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-5170-field_0\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][0][first]\" required><label for=\"wpforms-5170-field_0\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-5170-field_0-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][0][last]\" required><label for=\"wpforms-5170-field_0-last\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">Last<\/label><\/div><\/div><\/div><div id=\"wpforms-5170-field_1-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-5170-field_1\">E-mail <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-5170-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" spellcheck=\"false\" required><\/div><div id=\"wpforms-5170-field_4-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-5170-field_4\">Phone <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5170-field_4\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][4]\" required><\/div><div id=\"wpforms-5170-field_5-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-5170-field_5\">Subject <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5170-field_5\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][5]\" required><\/div><div id=\"wpforms-5170-field_2-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-5170-field_2\">Your project \/ Your needs <span class=\"wpforms-required-label\">*<\/span><\/label><textarea id=\"wpforms-5170-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" required><\/textarea><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-field wpforms-field-hp\"><label for=\"wpforms-5170-field-hp\" class=\"wpforms-field-label\">Phone<\/label><input type=\"text\" name=\"wpforms[hp]\" id=\"wpforms-5170-field-hp\" class=\"wpforms-field-medium\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"5170\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/pages\/69\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-5170\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Send\" aria-live=\"assertive\" value=\"wpforms-submit\">Send<\/button><\/div><\/form><\/div>  <!-- .wpforms-container --><\/p>\n<blockquote><p>Al validar el formulario de contacto, autoriza a transmitir su solicitud a un profesional angl\u00f3fono que podr\u00e1 contactarle directamente. Se trata de un profesional con servicios de pago cuyo precio var\u00eda seg\u00fan la solicitud y el proyecto. Nada est\u00e1 automatizado: son personas que conozco, con sede en Lisboa y cualificadas para acompa\u00f1arle en su proyecto.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Abrir una cuenta bancaria en Portugal es accesible para todos: trabajadores, jubilados, estudiantes o residentes. Sin embargo, como en cualquier tr\u00e1mite administrativo en Portugal, es preferible entender el idioma o ir acompa\u00f1ado de alguien de confianza para las citas, las firmas y la comparaci\u00f3n entre las diferentes opciones disponibles. Si desea ser acompa\u00f1ado durante su [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":47,"parent":67,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-69","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/pages\/69","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/comments?post=69"}],"version-history":[{"count":2,"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/pages\/69\/revisions"}],"predecessor-version":[{"id":10265,"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/pages\/69\/revisions\/10265"}],"up":[{"embeddable":true,"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/pages\/67"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/media\/47"}],"wp:attachment":[{"href":"https:\/\/essencial-portugal.com\/es\/wp-json\/wp\/v2\/media?parent=69"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}